Disclaimer
Last updated: June 2025
musinsurance.co.nz is an information and referral website. We are not an insurer, financial adviser, or insurance broker. Nothing on this site constitutes financial or insurance advice tailored to your personal situation.
General Information Only
All content on this website is provided for general informational purposes only. It does not take into account your individual circumstances, objectives, financial situation, or needs. Before acting on any information on this site, you should consider its appropriateness in relation to your own situation and obtain independent advice from a qualified professional.
Not Regulated Financial Advice
musinsurance.co.nz is not regulated as a financial advice provider under the Financial Markets Conduct Act 2013 (NZ). The information we provide does not constitute regulated financial advice. The insurance advisers we refer you to may hold appropriate licences — they will provide their own disclosure obligations when they contact you.
No Insurance Coverage
Visiting this website or submitting a quote request does not create any insurance coverage or contract. Insurance coverage is only confirmed when a policy document has been issued by a licensed insurer. Always read your policy wording carefully and ensure you understand what is and is not covered.
Accuracy of Information
While we make every effort to ensure the information on this site is accurate and current, insurance products, terms, limits, and availability change frequently. We cannot guarantee that the information here reflects current offerings. Always confirm current details directly with an insurer or adviser.
Third-Party Advertisers and Partners
We may receive commercial remuneration when you are referred to a third-party adviser and purchase insurance. This does not influence the general information we provide. We aim to provide balanced, accurate information regardless of commercial relationships.
ACC and New Zealand Law
References to ACC (Accident Compensation Corporation) on this site reflect our understanding of ACC's coverage as at the date shown above. ACC provisions can change. Always verify the current position with ACC or a qualified adviser.
Contact Us
Questions about this disclaimer? hello@cover4you.co.nz