Privacy Policy

Last updated: June 2025

1. Who We Are

musinsurance.co.nz is operated by Cover4You Ltd, a New Zealand company. We provide music insurance information and referral services. This Privacy Policy explains how we collect, use, and protect personal information in accordance with the Privacy Act 2020 (NZ).

Contact: hello@cover4you.co.nz

2. Information We Collect

We collect information you provide directly, including:

·Name, email address, and phone number (from quote request forms)
·Information about your insurance needs (cover type, message)
·Technical data automatically collected when you visit (IP address, browser type, pages visited)

3. How We Use Your Information

We use your information to:

·Forward your quote request to specialist insurance advisers
·Respond to your enquiries
·Improve the content and user experience on our site
·Analyse site usage via Google Analytics (anonymised)

4. Sharing Your Information

When you submit a quote request, your contact details and insurance requirements are shared with specialist insurance advisers who will contact you directly. These advisers are independent businesses and handle your information in accordance with their own privacy policies.

We do not sell your personal information to third parties. We may share information with service providers who help us operate this website (such as hosting and analytics providers), under appropriate data processing agreements.

5. Cookies

We use cookies to improve your experience on our site. We use Google Analytics to understand how visitors use our site. Google Analytics uses cookies to collect anonymised data about site usage. You can opt out of Google Analytics tracking by installing the Google Analytics Opt-out Browser Add-on.

6. Your Rights

Under the Privacy Act 2020, you have the right to:

·Request access to personal information we hold about you
·Request correction of any inaccurate information
·Ask us to delete your information (subject to legal requirements)

To exercise these rights, contact us at hello@cover4you.co.nz.

7. Data Retention

We retain quote request data for up to 24 months to support follow-up communications and service improvement. Technical log data is retained for up to 12 months.

8. Changes to This Policy

We may update this Privacy Policy from time to time. The current version will always be available at this URL. Significant changes will be noted at the top of this page.

9. Contact

Questions about this policy or your privacy? Contact us at hello@cover4you.co.nz.