Music Insurance Guides
Expert advice for musicians, bands, DJs, venues, and event organisers.
Sound and Lighting Insurance for NZ Events and Technicians
Sound and lighting rigs are among the most valuable equipment in the live events industry. Here's how to protect yours.
Outdoor Concert Insurance: Protecting Open-Air Events in NZ
Outdoor concerts face weather, crowd management, and infrastructure risks that indoor venues don't. Here's how to manage them with the right insurance.
ACC and Music Insurance: What ACC Covers and What It Doesn't
Many musicians rely on ACC without realising how much it doesn't cover. Here's the gap between ACC and what specialist music insurance provides.
Insurance for Corporate Music Events and Entertainment
Corporate events that include live music have specific insurance needs. Here's what corporate event organisers need to know.
Insurance for NZ Choirs, Orchestras and Ensemble Groups
Choirs, orchestras, and music ensembles have distinct insurance needs. Here's a guide to the cover groups of musicians need.
How to Make a Music Insurance Claim: Step-by-Step Guide
Knowing what to do in the first hours after an insurance event can make a big difference to your claim outcome. This guide walks you through it.
Guitar Insurance: A Complete Guide for NZ Guitarists
From entry-level electrics to vintage acoustics worth tens of thousands, guitars need specialist insurance. Here's everything you need to know.
Public Liability Insurance for Music Teachers in NZ
If students come to your home or studio for music lessons, public liability insurance isn't optional — it's essential.
Music Festival Insurance Checklist for NZ Organisers
Organising a music festival without the right insurance in place is one of the most expensive risks in the events industry. Use this checklist to make sure you're covered.
DJ Insurance: A Complete Guide for NZ DJs
DJ equipment is expensive, mobile, and constantly at risk. Here's everything you need to know about comprehensive DJ insurance.
How to Value Your Musical Instruments for Insurance
Getting the sum insured right is the foundation of useful instrument insurance. Here's how to value your instruments accurately.
Band Touring Insurance: What Every NZ Band Needs on the Road
Touring bands face insurance risks that stay-at-home musicians never encounter. Here's how to make sure your band is fully covered on the road.
Recording Studio Insurance: A Complete Guide for NZ Studios
Recording studios face unique insurance risks from high-value equipment to client liability. Here's a complete guide to protecting your studio.
Music Insurance Glossary: Key Terms Explained
Insurance policies are full of specific terminology. Here's a clear glossary of the most important music insurance terms.
Music Insurance FAQ: Answering the Most Common Questions
Everything musicians, teachers, and event organisers ask about music insurance — answered in plain language.
Insuring Vintage and High-Value Instruments in NZ
Vintage and rare instruments are irreplaceable — making insurance even more important and more complex. Here's how to get it right.
Public Liability for Music Venues: A Manager's Guide
Venue managers and owners need to understand their public liability obligations — here's a clear guide to what you need and why.
Wedding Musician Insurance: Cover for Your Biggest Gigs
Wedding performances are high-pressure, high-value events. The right insurance lets you focus on the music, not the risk.
Insurance for Touring Musicians: What to Cover Before You Go
Touring musicians face a unique set of insurance risks. Here's everything you need to check before you leave.
Instrument Insurance vs Home Contents: Key Differences
Many musicians rely on home contents insurance to cover their instruments. Here's why that's often a mistake — and what specialist cover offers instead.
Music Festival Insurance in NZ: A Promoter's Guide
Staging a music festival in New Zealand without comprehensive insurance is an enormous financial risk. This guide covers what you need and why.
Recording Studio Risks and How Insurance Protects You
Recording studios are full of valuable, irreplaceable equipment. Here's how specialist insurance protects your studio from fire, theft, and liability.
Music Teacher Insurance: What Private Tutors Need in NZ
Running a private music teaching practice without insurance is a significant risk. Here's what cover every music teacher needs.
DJ Equipment Insurance NZ: Protecting Your Gear and Gigs
DJ gear is expensive, portable, and frequently transported — making it high risk for theft and damage. Here's how to protect it.
Music Insurance for Bands: What Your Group Needs to Know
Band insurance isn't just for big acts. Here's what every NZ band needs to think about before their next gig.
Event Cancellation Insurance: What NZ Promoters Need to Know
Every concert promoter should understand event cancellation insurance before they start spending on their next show.
Public Liability Insurance for Musicians: A Complete NZ Guide
More NZ venues are requiring performers to hold public liability insurance before they can book. Here's what you need to know.
Does Home Insurance Cover Musical Instruments?
Many musicians assume their home contents policy covers their instruments. The reality is often more complicated — especially for working musicians.