DJ Insurance | Cover for DJs & Electronic Performers
DJ insurance for NZ DJs and electronic artists. Equipment cover for controllers, CDJs, mixers, and laptops. Public liability for clubs and events.
DJs and electronic artists work with expensive, portable gear that travels between clubs, festivals, corporate events, and private functions — often in cars and vans, often late at night. DJ insurance protects your controllers, CDJs, mixers, laptops, and accessories against theft and damage, while public liability cover keeps you protected at every venue.
What DJ Equipment Can Be Insured?
Specialist DJ insurance can cover CDJs, turntables, mixers, controllers, laptops, audio interfaces, headphones, cables, and flight cases. Cover applies at your home, in transit, at the venue, and while performing. Laptops and tablets are generally included up to a specified sub-limit.
Do Clubs and Venues Require DJs to Have Public Liability?
Many clubs, corporate event companies, and private venue hirers now require DJs to hold a minimum level of public liability insurance — typically $1,000,000 to $2,000,000 — as a condition of booking. Some larger events and festivals require $5,000,000 or more.
Does DJ Insurance Cover Festival Bookings?
Yes. Specialist equipment and liability policies can be extended to cover festival performances, outdoor events, and touring. Confirm with your broker that your specific events and venues are included in the policy scope.
Frequently Asked Questions
Is my DJ gear covered if I leave it in my car overnight?
Most equipment policies include some transit cover but may exclude unattended vehicles or overnight storage in a vehicle. Always check the unattended vehicle exclusion in your policy wording.
Does DJ insurance cover my music library or digital files?
Standard equipment policies cover hardware, not digital content. Cyber insurance or media liability cover may be available separately to protect your music library and digital assets.
Can I get one-off cover for a single festival gig?
Yes. Short-term event liability and equipment policies are available for one-off events. These are useful for occasional performers who don't gig regularly enough to justify an annual policy.
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